No - When creating an Affirm account and seeing if you qualify, a soft credit check is performed. Soft credit checks will not affect your credit.

To make payments and view your payment schedule, login to the Affirm app or Affirm customer portal using the phone number you used to sign up.

Yes — you can typically pay off your balance early with no penalty. For more details, check out payment instructions for Affirm.

Yes — start your return with Cozey, and your financing account will be updated once it’s processed. For more details, check out how to make returns using Affirm.

Yes - An SMS-capable Canadian phone number to verify your identity, secure your account and send you notifications.