Cozey | Financing

Buying with Affirm is simple

Explore payment plans from 4 interest-free payments every 2 weeks to longer monthly payments. *

1. Begin checkout

Start the checkout process as usual, select Affirm as your payment method, then enter a few pieces of info for a real-time decision.

2. Set-up your plan

You will be redirected to Affirm, where you can choose the payment plan you like best.

3. Place your order

Get excited! You’re about to be Cozey! Wait for your items and make your scheduled payments.

Why Affirm?

Flexibility and control

Payment plans that work for you. Manage your payments anytime through the Affirm app or at affirm.com.

Full transparency and no hidden fees

No late or hidden fees. Affirm tells you up front the total amount you'll pay.

Get Cozey right now- no need to wait.

Choose a payment option that suits your budget and order as soon as today!

*Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, may not be available everywhere, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

Frequently Ask Questions

How do I sign up?

If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for a quick decision. If you’re approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.

What is Affirm’s interest rate?

For more information on interest or fees, please read this FAQ article on the Affirm help site.

Are there requirements to use Affirm?

Yes. You’ll need:

To be the legal age of majority in the state in which you reside.
To be a resident of the United States.
An American bank account or Visa/Mastercard debit card (your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected.
An SMS-capable American phone number and an email address
To meet the minimum cart size required to use Affirm as a payment option at checkout

What if I can’t make a payment?

Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them using this contact form.

Can I prepay my outstanding Affirm balance?

Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please login to the Affirm customer portal with the phone number you used to sign up with. If you have any additional questions about your account or payment schedule, send us a message here.

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Financing

Pay over Time with Affirm

Buying with Affirm is simple

Why Affirm?

Any questions?